California Department of Insurance | LA Fires Mortgage Payment Advice | Part 4

When wildfires hit Los Angeles, you don’t have to navigate the insurance maze alone. Courtney Thompson highlights the California Department of Insurance website as a must-visit hub: insurance.ca.gov. Here, you’ll find step-by-step guides on filing claims, documenting your losses, and more. Instead of sifting through random sites for answers, you get centralized, official info that can save time and reduce guesswork. Before diving into forms, locate your policy number and understand your coverage details. Notifying your insurance company of a total loss gets the claims process rolling. Expect them to request proof of damage—pictures, videos, and an itemized list of belongings. By gathering this documentation early, you’ll move faster toward potential payouts. Remember, there’s no immediate forced deadline for making decisions. Companies know the disaster’s scale and are coordinating on relief measures, so don’t feel rushed. Still, touch base with your mortgage and insurance providers by month’s end to stay on track. Courtney’s advice: proactive communication and a look at official resources can be game-changers in your recovery. Don’t wait—visit the state’s website and get your paperwork in order now.